Yes, the digital debt enforcement register extract is fully legally valid. The qualified electronic signature (QES) on the debt enforcement register extract is equivalent to a handwritten signature under Swiss law (CO Art. 14 Para. 2bis, ZertES SR 943.03). It replaces the former physical stamp of the responsible debt enforcement office.

With the introduction of the electronic Debt Enforcement Act standard, debt enforcement register extracts are digitally signed and transmitted via the secure SEDEX platform. This digital signature guarantees the authenticity and integrity of the document — it is fully recognised by authorities, banks, insurance companies and courts in Switzerland.

You can verify the digital signature of your debt enforcement register extract at any time on www.validator.ch — the official validation service of the Swiss Confederation. A step-by-step guide for verification is sent to you together with your debt enforcement register extract by e-mail.

No, EAMT is not a debt enforcement office, but a private service platform for the digital ordering of debt enforcement register extracts. As an officially authorized participant in the electronic Swiss Debt Enforcement Act (registration number 1417, type CRE), EAMT is directly connected to the electronic debt enforcement register and forwards your request via the secure SEDEX platform to the responsible debt enforcement office.

In Switzerland, there are over 400 debt enforcement offices and districts — each political municipality has its own responsible office. EAMT simplifies this process: you order your debt enforcement register extract centrally via a single platform, regardless of the municipality where you reside or have resided in the past five years.

The debt enforcement register extract is issued by the responsible debt enforcement office, digitally signed and transmitted via EAMT — legally valid, secure and in the shortest possible time.

The extract from the debt collection register does not provide information on debt collection throughout Switzerland, but only from the requested place of residence.

Example: This means that if you have to provide an extract from the last 5 years and have lived in 3 different municipalities in the last 5 years, you would have to order a total of 3 extracts from the debt collection register. (One for each place of residence)

A debt enforcement register extract (Betreibungsauszug) costs CHF 29.90 (including VAT). This total price consists of two components:

The official fees amount to CHF 18.00. We forward this amount in full to the competent debt enforcement office. The breakdown is CHF 17.00 for the register extract and CHF 1.00 for official transmission via the eSchKG system.

Our EAMT service fee adds CHF 11.90. This covers the following services:

• Digital processing through the official eSchKG system
• Authority verification and authentication
• Secure email delivery
• Transaction and payment processing fees
• Value-added tax (VAT)

We are an officially authorized eSchKG participant (ID 1417) and submit your request directly through Switzerland's legal electronic debt enforcement register. Your extract arrives digitally signed and at no extra cost within minutes.

We are a digital and virtual company, at this stage we do not need offices.

EAMT GmbH is an officially authorized participant in the Swiss Debt Enforcement Act (registration number 1417, type CRE) and provides electronic debt enforcement register extracts via the secure SEDEX platform. You can order a debt enforcement register extract from EAMT online and receive it digitally signed in the shortest possible time — without detours via paper forms or postal delivery.

Our service specializes in the fast and digital provision of debt enforcement register extracts for private individuals and companies in Switzerland. EAMT is directly connected to the official debt enforcement register and operates in compliance with the Swiss Debt Enforcement Act (Federal Act on Debt Enforcement and Bankruptcy). All extracts are equipped with a digital signature and meet the highest security standards.

The price for a debt enforcement register extract from EAMT is CHF 29.90. The order process is entirely online — you receive the document by e-mail as a PDF with a legally valid digital signature. This solution saves you time and offers maximum data security through the SEDEX connection, which is used by Swiss authorities and financial institutions.

An extract from the debt collection register documents all debt collection proceedings, seizures and loss certificates that have been received in the past (last 5 years) up to the present day. The extract provides information on whether a debt collection has been disputed, paid or whether a debt seizure or certificate of loss has been issued. The extract includes 1 place of residence of the person or the head office of the company.

• You are independent of the opening hours of your debt collection office
• Sustainable. You do not have to print application forms or ID/passport copies
• We search for and find your responsible debt collection office
• Processes are digitised
• Personal support from our team
• Done within 3 minutes, comfortably from home, on the way or from your office

Time should be used more efficiently. Extracts from the debt collection register are delivered digitally (by email). eAmt.ch is a Swiss start-up that pursues the vision of reducing physical presence at various offices by means of digital solutions and thus facilitating access to necessary documents or information.

Security is extremely important to us. All data is encrypted and stored exclusively on servers located in Switzerland. eAmt.ch complies with the highest data protection and security standards.

An extract from the debt collection register is often requested for the following matters:

• Job search
• Housing search
• Credit applications
• Credit card applications
• Mortgage application
• Larger orders on account
• Car leasing

Legally, however, there is no obligation on the part of the person or company vis-à-vis or to a landlord to submit a extract from the debt collection register, because with the proof of interest in a flat, the landlord himself can request an extract from the debt collection register of the last place of residence.

It is nevertheless recommended to enclose an extract of debt collection register with an application.

Yes, the statement has a qualified electronic signature and is legally equivalent to a handwritten signature under the eSchKG. The signature can be verified at any time via validator.ch.

No, eAmt is not a public authority, but a private service platform that processes orders from official offices digitally.

A debt enforcement register extract (also called Betreibungsauszug or extract from the Swiss debt enforcement register) from EAMT costs CHF 29.90 (incl. VAT). The total price consists of the official fee from the Swiss debt enforcement office (CHF 18.00) and the EAMT service fee (CHF 11.90) for digital processing, verification, and secure email delivery.

Con eAmt.ch ordini il tuo estratto in soli 3 minuti – digitale, senza burocrazia, legalmente valido, riutilizzabile e consegnato via e-mail entro 24 ore nei giorni lavorativi nel 90 % dei casi.

The excerpt includes all undeleted debt enforcement proceedings from the last five years - regardless of their current status.

Any person can order an extract for themselves. For extracts about third parties, a power of attorney or a proven legitimate interest is required.

Online via eAmt.ch in just a few minutes or directly at the responsible debt collection office - digitally via form or on site at the counter.

This is possible with a signed authorisation and a copy of the person’s ID, or by providing proof of legitimate interest (e.g. rental agreement, acknowledgement of debt) – but only directly from the relevant debt collection office.
We do not offer this option on our platform eAmt.ch. Orders can only be placed for yourself or for your own company.

Not directly - but he can reach an agreement with the creditor. The creditor can then withdraw the debt enforcement proceedings.

Yes, you can apply for this at the debt enforcement office. The authority will inform you about the requirements and fees for this application.

The debt collection office provides a corresponding withdrawal form, which must be completed in full and submitted.

A creditor can withdraw debt enforcement proceedings at any time - either temporarily or permanently.

You can ask your creditors to withdraw or submit an application to the debt enforcement office. In the event of an agreement or unjustified entries, the office can delete them.

An extract is often required for rental applications, loan applications, leasing contracts or naturalization procedures - as proof of financial reliability.

Entries remain visible in the register for up to five years after the debt enforcement proceedings have been concluded and are then automatically deleted.

Upon final withdrawal, the debt enforcement is completely deleted and does not appear in the debt enforcement register extract of the debtor.

The creditor temporarily waives the continuation of the debt enforcement proceedings, e.g. in the case of an installment payment agreement. The proceedings can be reactivated.

Legal entities and companies entered in the commercial register are subject to debt enforcement for bankruptcy - instead of seizure.

The debt enforcement request is the creditor's application to the debt enforcement office to initiate debt enforcement - it contains details of the claim and the debtor.

If there is no longer a valid legal proposal, the creditor can apply for the debt enforcement proceedings to be continued after 20 days at the earliest.

A debtor may lodge an objection within 10 days of service of the payment order in order to temporarily stop the debt enforcement proceedings.

A certificate of loss is issued if a claim could not be fully covered. It remains valid for 20 years and can be used for new debt collection.

The creditor thus applies for the realization of seized goods - usually by public auction - to settle his claim.

The payment order is an official request to the debtor to settle an outstanding claim within 20 days or to lodge an objection.

The debt enforcement office seizes attachable assets or income of the debtor and issues a certificate of attachment.

By a court: either in summary proceedings (provisional or definitive opening of legal proceedings) or in ordinary civil proceedings.

Among other things, AHV/IV pensions, occupational pension assets, pets, household effects, cult objects and the minimum subsistence level are exempt from attachment.